ANNUAL REPORT 2012
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GuidanceMarketingandPurchasingCreditInsuranceWelfareZENCHUCentral Union ofAgricultural CooperativesCHUOKAIPrefectural Unions ofAgricultural CooperativesNational LevelPrefectural LevelLocal Level710 Agricultural Cooperatives(Primary Societies)as of August 1, 20129.7 Million Membersas of March 31, 2011KEIZAIRENPrefecturalEconomic Federations ofAgricultural CooperativesSHINRENPrefectural Credit Federations of Agricultural CooperativesZEN-NOHNational Federation of Agricultural Cooperative AssociationsNORINCHUKIN BANKCentral Cooperative Bank for Agriculture, Forestry and FisheriesZENKYORENNational Mutual Insurance Federation of Agricultural CooperativesKOSEIRENPrefecturalWelfare Federations ofAgricultural CooperativesZENKORENNationalWelfare Federation ofAgricultural CooperativesSupervisory BoardBoard of DirectorsCompliance OfficerDeputy Compliance OfficerBoard of AuditorsExecutives Responsible for Compliance DepartmentsCompliance DepartmentsDepartment Executives and ManagersNational HeadquartersCompliance Officer of Prefectural HeadquartersDeputy Compliance Officer of Prefectural HeadquartersPrefectural HeadquartersInternal Audit DepartmentReporting/Liaison RouteInspection RouteExecutives and Managers of Each DepartmentCompliance Approach at Zenkyoren Our business is strongly society-oriented by nature. This is why we emphasize compliance as an integral part of our business management.In advancing its approach to compliance, Zenkyoren has assigned a Compliance Officer and established compliance departments, with the latter responsible for a range of activities covering overall planning and proposals to adjustments and promotion. Furthermore, each prefectural headquarters has been assigned a Compliance Officer of Prefectural Headquarters (general manager of the prefectural headquarters), with Deputy Compliance Officers (general managers) and responsible managers posted at the departmental level. Every executive and employee strives to ensure that day-to-day operations at their respective worksites take place in strict compliance with applicable laws and regulations. Organizational Structure of the JA Group  ANNUAL REPORT 2012 03

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