ANNUAL REPORT 2015
10/24

Zenkyoren’s BUSINESSESMajor Types of InsuranceLIFE INSURANCE Comprehensive Life InsuranceComprehensive Life Insurance is a general term encompassing basic types of life insurance. A comprehensive range of benefits, including for death, disability, hospitalization, and medical treatment, is obtainable by combining various riders from each type.1Whole Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured. Conditions can be designed to suit individual policyholder needs.2Endowment Life InsuranceClaims are paid upon death or serious disability of the insured, or survival beyond the maturity date. The objective is to protect the livelihood of the family of the insured and to serve as a savings vehicle to provide financial security.3Term Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured.Since claims are not paid at maturity, premiums are less expensive than those for Endowment Life Insurance.4Annuity InsuranceAnnuities are paid every year beyond the date specified in the policy for contracted years or throughout the lifetime of the insured to provide financial security.5Children’s InsuranceThis insurance systematically accumulates funds for the education, weddings, and other major life events of the policyholder’s child (the insured). Claims are paid upon death or serious disability of the insured, or survival beyond the maturity date or prescribed age, or upon the death or disability of the policyholder. In the event that the policyholder dies or suffers serious disability, an endowment pension is paid and premium payments are no longer required.6Medical InsuranceThis policy covers the cost of hospitalization, including surgery, in the event of illness or injury. In addition to whole life plans, limited period plans are also available.7Nursing Care InsuranceThis policy is to accumulate funds for use when a predetermined level of nursing care is required, linked with the public nursing care insurance system.NON-LIFE INSURANCE1Building Endowment InsuranceThis policy insures buildings and movable property owned by the policyholder against damage caused by fire, earthquake, or other natural disasters.Payment is also made upon death or serious injury of the insured or family members due to fire, earthquake, or other natural disasters.Additionally, if the insured buildings or movable property survive intact beyond the maturity date, this insurance supplies funds for reconstruction or repurchase.2Automobile InsuranceThis policy provides a broad range of insurance protection against automobile accidents, including accident cover for the insured and their family members, physical damage cover for vehicles, as well as cover for liability for damages to third parties, such as bodily injury or property damage.INSURANCE BUSINESSESThe JA Group is unique in its ability to provide life and non-life insurance, thus offering comprehensive coverage of life, homes and automobiles to match each member’s and policyholder’s lifestyle. Coverage can be divided into two basic types, long-term and short-term insurance. The kinds of insurance offered are outlined below.ANNUAL REPORT 201508

元のページ 

10秒後に元のページに移動します

※このページを正しく表示するにはFlashPlayer10.2以上が必要です