ANNUAL REPORT 2016
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Business OverviewInsurance BusinessesBasic PolicyZenkyoren’s mission is to help members and policyholders achieve peace of mind by providing wide-ranging cover against various risks affecting their lives. Zenkyoren helps policyholders to maintain their living standards by offering comprehensive coverage of life, homes and automobiles to suit their goals and life plans.Comprehensive Life InsuranceBuilding Endowment InsuranceAutomobile Insurance■ Breakdown of Long-Term Insurance, Policies in Force (FY2015)■ Breakdown of Short-Term Insurance, New Business (FY2015)■ Whole Life Insurance¥83 trillion■ Endowment Life Insurance¥41 trillion■ Others (Comprehensive Life Insurance)¥7 trillion■ Building Endowment Insurance¥142 trillion■ Others¥0.01 trillion■ Fire Insurance¥12 billion■ Automobile Insurance¥283 billion■ Personal Accident Insurance¥9 billion■ Group Term Life Insurance¥20 billion■ Automobile Liability Insurance¥68 billion■ Others¥6 billion21.7 millionPolicies10.5 millionPolicies8.3 millionPoliciesComprehensive Life Insurance ¥131 trillionLong-Term Insurance, Policies in Force ¥273 trillionShort-Term Insurance, New Business ¥400 billion■ Building Endowment Insurance Payment (Claims paid for natural disasters)Main payments in FY2015 Sep. 2015: Heavy rainfalls accompanying Typhoon No.18 (Etau) 6,403 claims, ¥8.3 billion July 2015: Typhoon No.11 (Nangka) 8,109 claims, ¥2.3 billion Aug. 2015: Typhoon No.15 (Goni) 97,482 claims, ¥37.5 billionMain payments in the past since 1995 Mar. 2011: The Great East Japan Earthquake 681,124 claims, ¥934.9 billion FY2013: Snow damage from Nov. 2013 to Mar. 2014 168,025 claims, ¥78.5 billion Oct. 2004: The Niigata Chuetsu Earthquake 87,659 claims, ¥77.3 billion Jan. 1995: The Great Hanshin Earthquake 101,535 claims, ¥118.8 billion Sep. 2004: Typhoon No.18 (Songda) 284,560 claims, ¥108.3 billion Sep. 1999: Typhoon No.18 (Bart) 180,030 claims, ¥63.8 billion(As of March 31, 2016)(Amount Insured)(Premiums)8Annual Report 2016

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