ANNUAL REPORT 2016
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Life Insurance Comprehensive Life InsuranceComprehensive Life Insurance is a general term encompassing basic types of life insurance. A comprehensive range of bene ts, including for death, disability, hospitalization, and medical treatment, is obtainable by combining various riders from each type.1. Whole Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured. Conditions can be designed to suit individual policyholder needs.2. Term Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured. Since claims are not paid at maturity, premiums are less expensive than those for Endowment Life insurance.3. Endowment Life InsuranceClaims are paid upon death or serious disability of the insured, or survival beyond the maturity date. The objective is to protect the livelihood of the family of the insured and to serve as a savings vehicle to provide nancial security.4. Children’s InsuranceThis insurance systematically accumulates funds for the education, weddings, and other major life events of the policyholder’s child (the insured). Claims are paid upon death or serious disability of the insured, or survival beyond the maturity date or prescribed age, or upon the death or disability of the policyholder. In the event that the policyholder dies or suffers serious disability, an endowment pension is paid and premium payments are no longer required.5. Medical InsuranceThis policy covers the cost of hospitalization, including surgery, in the event of illness or injury. In addition to whole life plans, limited period plans are also available.6. Nursing Care InsuranceThis policy is to accumulate funds for use when a predetermined level of nursing care is required, linked with the public nursing care insurance system.7. Annuity InsuranceAnnuities are paid every year beyond the date speci ed in the policy for contracted years or throughout the lifetime of the insured to provide nancial security.Non-Life Insurance1. Building Endowment InsuranceThis policy insures buildings and movable property owned by the policyholder against damage caused by re, earthquake, or other natural disasters. Payment is also made upon death or serious injury ofthe insured or family members due to re, earthquake, or other natural disasters. Additionally, if the insured buildings or movableproperty survive intact beyond the maturity date, this insurance supplies funds for reconstruction or repurchase.2. Automobile InsuranceThis policy provides a broad range of insurance protection against automobile accidents, including accident cover for the insured and their family members, physical damage cover for vehicles, as well as cover for liability for damages to third parties, such as bodily injury or property damage.Major Types of Insurance9Annual Report 2016

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