ANNUAL REPORT 2016
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Contents1A Sound Foundation2A Message from the Management4Who is the JA Group?6The Zenkyoren Way8Business Overview12Management System15Social Responsibilities18Principal Business Indicators19Business Operations22Balance Sheets23Income Statements24Zenkyoren InformationA Sound FoundationAgricultural cooperatives and Zenkyoren work jointly toward the realization of better living standards and a sense of security for people who are close to the land.Total AssetsWorking AssetsSolvency Margin RatioAutomobile InsuranceComprehensive Life InsuranceBuilding Endowment Insurance¥55,837 billion¥53,623 billion797.7%10.5 millionpolicies 21.7 millionpolicies 8.3 millionpolicies (Policies in Force)(Policies in Force)(Policies in Force)(As of March 31, 2016)Annual Report 20161

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