ANNUAL REPORT 2017
11/28

Life Insurance Comprehensive Life InsuranceComprehensive Life Insurance enables policyholders to design their own personal coverage by freely combining various types of life insurance coverage (including death, medical treatment, retirement, nursing care) that address their individual concerns and worries. Also, policyholders can review and revise their coverage as their lifestages change.1.Whole Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured. Conditions can be designed to suit individual policyholder needs.2.Term Life InsuranceClaims are paid upon death or serious disability of the insured. The objective is to protect the livelihood of the family of the insured.Since claims are not paid at maturity, premiums are less expensive than those for Endowment Life insurance.3.Endowment Life InsuranceClaims are paid upon death or serious disability of the insured, or survival beyond the maturity date. The objective is to protect the livelihood of the family of the insured and to serve as a savings vehicle to provide nancial security.4.Children’s InsuranceThis insurance systematically accumulates funds for the education, weddings, and other major life events of the policyholder’s child (the insured). Claims are paid upon death or serious disability of the insured, or survival beyond the maturity date or prescribed age, or upon the death or disability of the policyholder. In the event that the policyholder dies or suffers serious disability, an endowment pension is paid and premium payments are no longer required.5.Medical InsuranceThis policy covers the cost of hospitalization, including surgery, in the event of illness or injury. In addition to whole life plans, limited period plans are also available.6.Nursing Care InsuranceThis policy is to accumulate funds for use when a predetermined level of nursing care is required, linked with the public nursing care insurance system.7.Annuity InsuranceAnnuities are paid every year beyond the date specied in the policy for contracted years or throughout the lifetime of the insured to provide nancial security.Non-Life Insurance1.Building Endowment InsuranceThis policy insures buildings and movable property owned by the policyholder against damage caused by re, earthquake, or other natural disasters.Payment is also made upon death or serious injury ofthe insured or family members due to re, earthquake, or other natural disasters.Additionally, if the insured buildings or movableproperty survive intact beyond the maturity date, this insurance supplies funds for reconstruction or repurchase.2.Automobile InsuranceThis policy provides a broad range of insurance protection against automobile accidents, including accident cover for the insured and their family members, physical damage cover for vehicles, as well as cover for liability for damages to third parties, such as bodily injury or property damage.Major Types of InsuranceAnnual Report 201709

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